Choosing a credit card that isn't a rewards credit card is a big money mistake. A rewards card turns every purchase into an opportunity to get something back, and this is a part of being frugal, living on a budget, and saving money. Finding the best cash back card and using it correctly can optimize your savings – and essentially amounts to free money.In general, a decent rewards card will offer a minimum of 1% cash back on all purchases, regardless of what they are. Some will give between 2% and 5% on selected purchases at drugstores, gas stations, or grocery stores. It should be relatively easy to find a cashback credit card with no annual fees or reward expiration dates.
[More]