Reward Credit Cards
Reward credit cards let you earn something of value in proportion to how much you spend using the card. Rewards credit give you travel, gifts, memberships, and services when you spend enough every year using the card. If you are worried about inflation, reward credit cards are a great way to go because they protect you from price fluctuations in the “gift” you are earning. A certain type of watch might cost $100 now, but in 3 years will be about $129. However, if you get that watch for free when you earn at a rate of 1% and spend $1000 dollars, you didn;t have to “work” (i.e., spend any more) to keep up with inflation. In fact, if inflation keeps up (it typically does), you will spend $1000 more quickly than you might expect. That's another benefit of using one of these cards to save up for a reward.
- # 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- # 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
- # Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0%* | 6 Months* | 13.99%-20.99%(Variable)* | N/A | Fair Credit |
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, travel, gift or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low, variable rate APR
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 9.25%, 12.25%, or 15.25% | N/A | 9.25%, 12.25%, or 15.25% | Yes | Excellent Credit |
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | N/A | N/A | 12.24% Variable | N/A | N / A |
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | N / A | N / A | N / A | N / A | N / A |
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- No annual fee for the first year and $45 thereafter
- Express Approval. Get a decision in less than 60 seconds
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $0 for the first year, then $45 | 2.9% | 2.90% on Purchases and Balance Transfers for 6 months | 15.24% | Yes | N / A |
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0.0% | 0% on Purchases for 6 months | 17.24%-21.24% Variable | Yes | N / A |
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $125 | N / A | N / A | N / A | N / A | N / A |
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $450.00 | N / A | N / A | N / A | N / A | N / A |
- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| First Year Free, then $175 annual fee | N / A | N / A | N/A | N / A | N / A |
- Earn 10,000 Membership Rewards® points after first purchase
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Earn Membership Rewards® points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
- Pay no interest - that's because you pay in full each month
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $25 | N / A | N / A | N / A | N / A | N / A |
Search by Type Of Card
- Low Interest Credit Cards
- 0% Intro APR Cards
- Balance Transfer Cards
- Instant Approval Cards
- Reward Credit Cards
- Cash Back Credit Cards
- Airline Credit Cards
- Business Credit Cards
- Student Credit Cards
- Prepaid & Debit Cards
- Credit Card Specials
- Secured Card
- Guaranteed Approval Cards
- Catalog Cards
- List All Cards
Search by Credit Quality
Search by Bank or Issuer
- Chase
- Capital One
- American Express
- Citi Credit Cards
- Discover
- First Premier Bank
- HSBC Bank
- Applied Bank
- New Millennium Bank
- Iberia Bank
- MetaBank
- Barclays Bank Delaware
- Simmons First
- Vision Prepaid
- Horizon Bank
- Columbus Bank & Trust Company
- Other Issuers
News and Advice
Current Interest Rates
- Update: 07-29-2010
- 12.83% National Average
- 12.88% Low Interest
- 12.99% Student
- 14.49% Business
- 14.49% Cash Back
- 15.99% Instant Approval
Follow Us On
Facebook
Twitter
RSS Feed