Bad Credit
Credit Cards for people with bad credit.
Bad credit is credit well below 600 on the typical measures. Bad credit means you've defaulted on a lot of things, or a big thing, or both. For some reason, you simply could not or would not service your loans. We do not know why, but principles you'd lived by your whole life suddenly mattered not. Sometimes bad credit comes after a large medical crisis that insurance couldn't handle. Or maybe a divorce tears your finances asunder and the thing you can afford to let drop is your credit score. To pay the loans would wipe out your food budget. Many more Americans than expected are walking away from ill-conceived home loans, and happily finding an apartments. The point being, perhaps a credit score and a mortgage are not life's finest rewards. But if you decide to behave as if that were so, be prepared to see yourself tumble into the category of "bad credit," from whence you might not emerge for many years.
* See the online Bad Credit for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $47.40 | N/A | N/A | N/A | N/A | N / A |
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- Choose Your Credit Limit - From $500 up to $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | 0% | N / A | 0% | N / A | Poor Credit |
- Free $0 Activation Online –with no credit check
- Free ATM withdrawals at over 15,000 participating ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft or penalty fees
- No Minimum balance required
- Get $10 with Direct Deposit (see site for restrictions)
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Bad Credit |
- Free Credit Score & Credit Builder
- Free Unlimited Purchase Transactions
- Free Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- 100% Guaranteed Approval* - No Credit Checks
- Reloadable up to $10,000 Max Balance
- Choose Your Card Color - Blue or Pink
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Poor Credit |
- Free Direct Deposit + Get $20 Signup Bonus
- Pay your Bills in minutes from your online account
- No Fee to Check Your Balance With a Text Message
- Send and Receive Money Securely With any Mobile Phone
- Free Mango iPhone App (Download from iTunes Store)
- $0 Activation Fee
- $5 Monthly Fee - Waived when You Load at Least $500 Per Month
- No Credit Check/No Bank Account Required
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | N / A |
- 100% Guaranteed Approval* - No Credit Check
- Free card with direct deposit (by 4/15/11)
- Free direct deposit & $0 Activaiton fee
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Free credit builder
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Poor Credit |
- 100% Guaranteed Approval* - No Credit Check
- Free card with direct deposit (by 4/15/11)
- Free direct deposit & $0 Activaiton fee
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Free credit builder
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Poor Credit |
- 100% Guaranteed Approval* - No Credit Check
- Free card with direct deposit (by 4/15/11)
- Free direct deposit & $0 Activaiton fee
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Free credit builder
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Poor Credit |
- 100% Guaranteed Approval* - No Credit Check
- Free card with direct deposit (by 4/15/11)
- Free direct deposit & $0 Activaiton fee
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Free credit builder
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | Poor Credit |
- Provide your employees with a reloadable prepaid card for business expenses.
- Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | N / A |
Search by Type Of Card
- Low Interest Credit Cards
- 0% Intro APR Cards
- Balance Transfer Cards
- Instant Approval Cards
- Reward Credit Cards
- Cash Back Credit Cards
- Airline Credit Cards
- Business Credit Cards
- Student Credit Cards
- Prepaid & Debit Cards
- Credit Card Specials
- Secured Card
- Guaranteed Approval Cards
- Catalog Cards
- Gas Rebate
- List All Cards
Search by Credit Quality
Search by Bank or Issuer
- Chase
- Capital One
- American Express
- Citi Credit Cards
- Discover
- First Premier Bank
- HSBC Bank
- Applied Bank
- New Millennium Bank
- Iberia Bank
- MetaBank
- Barclays Bank Delaware
- Simmons First
- Vision Prepaid
- Horizon Bank
- Columbus Bank & Trust Company
- Other Issuers
News and Advice
Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
Follow Us On

















Facebook
Twitter
RSS Feed