Balance Transfer Cards
Best 0% balance transfer cards at taocredit.com. Balance transfers is the process of using a new credit card to pay off your account balance on one of your existing credit card. Balance transfers can be a vary good way to save money on interest when you have an opportunity to move your balance from a high interest credit card to a low interest credit card. If you want to do a balance transfer call your credit card company and ask about their rates. If they don't have low rate balance transfer cards when you call ask them if there's any upcoming promotions, often employees are able to divulge that information when asked but not otherwise. When many promotional offers are being made, offering balance transfers at good rates, you can sometimes keep your monthly credit card payments low by transfering your balances to new low introductory rate cards.
* See the online Balance Transfer Cards for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
- Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
- No annual fee for your first year of Card membership; $95 thereafter
- Check your first bag free on every Delta flight
- Earn two miles for every eligible dollar you spend on qualifying Delta, Northwest, and Delta Vacations purchases
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| No annual fee for the first year, then $95 thereafter* | N/A* | N/A* | 14.50% variable | Yes* | Excellent Credit* |
- Variable Purchase and Balance Transfer APR: 7.90% - 19.90%*
- Processing Fee: $0 - $39, based on creditworthiness
- Annual Fee: $0-$60 the first year: $35-$79 per year thereafter, based on creditworthiness
- Late Fee: Up to $35
- Over the Credit Limit Fee: Up to $25
- Default APR must now be listed as Penalty APR
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $0 - $59 the first year, and $35 - $59 per year thereafter, based on creditworthiness | N/A | N/A | 7.90% - 28.90% | Yes | Bad credit |
- Click "APPLY HERE" to apply online or call 866-533-0808
- 0% intro APR until November 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until November 2011 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- Pick an image for your card-choose the one shown here, any of the hundreds in our collection, or add your own
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | 0%* | Until 11/30/2011 | 11.90%(V)* | Yes* | Excellent |
- 0% intro APR on balance transfers for 24 months, then the Regular APR of 11.99% - 20.99% (V)
- 0% intro APR on purchases for 6 months, then the Regular APR of 11.99% - 20.99% (V)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| 0 | 0%* | 6 months* | 11.99% to 20.99% | Yes | Excellent Credit |
- 0% Intro APR on Balance Transfers for 18 months and 0% Intro APR on Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 1% cash back on purchases
- 5% cash back on healthcare, drugstore and fitness purchases from 1/1/11 to 3/31/11. Earn bonus cash back on rotating categories each quarter. Enrollment required.
- 5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11.
- Full 1% cash back on eligible purchases and cash advances.
- No annual fee*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | 0 | 15 months* | 12.99%-20.99%* (Variable) | Yes | N / A |
- Get $50 Cashback Bonus when you make $250 in purchases within 3 months
- 0% intro APR on balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
- 0% intro APR on purchases for 6 months, then the Regular APR of 11.99% - 20.99% (V)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0%* | 6 months* | 11.99% - 20.99% (V)* | Yes | Excellent |
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Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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