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News and Advice
Current Interest Rates
- Update: 02-22-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Citi® Dividend Platinum Select® MasterCard®
- 0% Intro APR on Balance Transfers for 18 months and 0% Intro APR on Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 1% cash back on purchases
- 5% cash back on healthcare, drugstore and fitness purchases from 1/1/11 to 3/31/11. Earn bonus cash back on rotating categories each quarter. Enrollment required.
- 5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11.
- Full 1% cash back on eligible purchases and cash advances.
- No annual fee*
Tell your friendGeneral
Annual Fee: N / A
Credit Quality: N / A
Purchases
Intro APR: 0
Intro APR Period: 15 months*
Regular APR: 12.99%-20.99%* (Variable)
Transfers
Balance Transfer: Yes
Intro APR: 0
Intro APR Period: 15 months*
Regular APR: 12.99%-20.99%* (Variable)
Transfer Fee: N / A
Rewards
Reward Type: N / A
Reward Bonus: N / A
Reward Details:
- N / A
Penalties
Max Late Fee: N / A
Over the Credit Limit Fee: N / A
Variable Penalty APR: N / A
Cash
Cash APR: N / A
Cash Advance Fee: N / A
Other
Additional Info:
- N / A
One-time Setup Fee: N / A
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Grace Period: N / A
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