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News and Advice
Current Interest Rates
- Update: 02-22-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® More Card - $50 Cashback Bonus
- Get $50 Cashback Bonus when you make $250 in purchases within 3 months
-
- 0% intro APR on balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
- 0% intro APR on purchases for 6 months, then the Regular APR of 11.99% - 20.99% (V)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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General
Annual Fee: None
Credit Quality: Excellent
Purchases
Intro APR: 0%*
Intro APR Period: 6 months*
Regular APR: 11.99% - 20.99% (V)*
Transfers
Balance Transfer: Yes
Intro APR: 0.0%
Intro APR Period: 12 months*
Regular APR: 11.99% - 20.99% (V)*
Transfer Fee: 3%*
Rewards
Reward Type: Cash Back
Reward Bonus: Get $50 Cashback Bonus after your first $599 in purchases
Reward Details:
- N / A
Penalties
Max Late Fee: $39*
Over the Credit Limit Fee: N/A
Variable Penalty APR: Between up to 16.99%*(Variable) and up to 25.99%*(Variable) based on your creditworthiness and other factors.
Cash
Cash APR: 23.99%* (Variable)
Cash Advance Fee: 5% or $10* minimum
Other
Additional Info:
- $100.00 CashBack Bonus when you make $500 in purchases within 3 months
One-time Setup Fee: N/A
Foreign Transaction Fee: 2%*
Grace Period: 25 days
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