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News and Advice
Current Interest Rates
- Update: 05-22-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® More® Card – Shamrock
- 0% intro APR on balance transfers for 15 months, then the Regular APR
- 0% intro APR on purchases for 15 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
Tell your friendGeneral
Annual Fee: None
Credit Quality: N / A
Purchases
Intro APR: 0%
Intro APR Period: 15 Months*
Regular APR: 11.99% - 20.99% (V)*
Transfers
Balance Transfer: Yes
Intro APR: 0.0%
Intro APR Period: 15 Months*
Regular APR: 11.99% - 20.99% (V)*
Transfer Fee: 5% or $10 minimum
Rewards
Reward Type: Cash Back
Reward Bonus: N/A
Reward Details:
- Earn cash rewards on all your purchases. Full terms and conditions will be sent with your card. Up to 1% Cashback Bonus - Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) earn .25%. 5%
Penalties
Max Late Fee: $39
Over the Credit Limit Fee: N/A
Variable Penalty APR: N/A
Cash
Cash APR: 23.99%
Cash Advance Fee: 5% or $10 minimum
Other
Additional Info:
- N/A
One-time Setup Fee: N/A
Foreign Transaction Fee: 4%
Grace Period: 25 days
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