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News and Advice
Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® Open Road Card - $75 Restaurant.com Gift Certificate
- Free $75 Restaurant.com Gift Certificate with first purchase
- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on purchases and balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
Tell your friendGeneral
Annual Fee: None
Credit Quality: Excellent
Purchases
Intro APR: 0%*
Intro APR Period: 12 Months*
Regular APR: 11.99%-20.99%(Variable)*
Transfers
Balance Transfer: Yes
Intro APR: 0%*
Intro APR Period: 12 months*
Regular APR: 11.99%-20.99%*(Variable)
Transfer Fee: 4%*
Rewards
Reward Type: Cash Back
Reward Bonus: N/A
Reward Details:
- REWARDS: Earn unlimited cash rewards on all purchases. Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
Penalties
Max Late Fee: $39*
Over the Credit Limit Fee: N/A
Variable Penalty APR: Between up to 16.99%*(Variable) and up to 25.99%*(Variable) based on your creditworthiness and other factors.
Cash
Cash APR: 23.99%* (Variable)
Cash Advance Fee: 5% or $10* minimum
Other
Additional Info:
- N/A
One-time Setup Fee: N/A
Foreign Transaction Fee: 2%*
Grace Period: 25 days
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