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News and Advice
Current Interest Rates
- Update: 02-10-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® Open Road Card for Students
- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
- $0 Fraud Liability
Tell your friendGeneral
Annual Fee: None
Credit Quality: N / A
Purchases
Intro APR: 0%
Intro APR Period: 9 months*
Regular APR: 11.99% - 20.99% (Variable)*
Transfers
Balance Transfer: N/A
Intro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Rewards
Reward Type: Cash Back
Reward Bonus: None
Reward Details:
- REWARDS: Earn cash rewards on all your purchases. Full terms and conditions will be sent with your card. Up to 1% Cashback Bonus - Automatically earn 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%...
Penalties
Max Late Fee: $39
Over the Credit Limit Fee: $39
Variable Penalty APR: 29.99%
Cash
Cash APR: 23.99%
Cash Advance Fee: 5% or $10 minimum
Other
Additional Info:
- N / A
One-time Setup Fee: None
Foreign Transaction Fee: 2% of the U.S. dollar amount of each purchase made in a foreign currency
Grace Period: 25 days
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