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News and Advice
Current Interest Rates
- Update: 02-10-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® Student Tropical Beach-
- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
- $0 Fraud Liability
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General
Annual Fee: None
Credit Quality: Fair
Purchases
Intro APR: 0%*
Intro APR Period: 9 months*
Regular APR: 13.99%-20.99%(Variable)*
Transfers
Balance Transfer: N/A
Intro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Rewards
Reward Type: N / A
Reward Bonus: None
Reward Details:
- N / A
Penalties
Max Late Fee: $39*
Over the Credit Limit Fee: N / A
Variable Penalty APR: Between up to 18.99%*(Variable) and up to 25.99%*(Variable) based on your creditworthiness and other factors.
Cash
Cash APR: 23.99%* (Variable)
Cash Advance Fee: 5% or $10* minimum
Other
Additional Info:
- N / A
One-time Setup Fee: None
Foreign Transaction Fee: 2%*
Grace Period: 25 days
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