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News and Advice
Current Interest Rates
- Update: 09-05-2010
- 12.72% National Average
- 12.88% Low Interest
- 12.99% Student
- 14.49% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Discover® Student Clear Card
- 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
- 5% to 20% Cashback Bonus® at our exclusive (as in you need to be on the list) online shopping mall.
- Up to 1% unlimited Cashback Bonus® on everything else you buy - from textbooks to toothpaste, automatically.
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General
Annual Fee: None
Credit Quality: Fair
Purchases
Intro APR: 0%*
Intro APR Period: 6 Months*
Regular APR: 13.99%-20.99%(Variable)*
Transfers
Balance Transfer: N/A
Intro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Rewards
Reward Type: N / A
Reward Bonus: None
Reward Details:
- N / A
Penalties
Max Late Fee: $39*
Max Over Limit Fee: N / A
Penalty APR: Between up to 18.99%*(Variable) and up to 25.99%*(Variable) based on your creditworthiness and other factors.
Cash
Cash APR: 23.99%* (Variable)
Cash Advance Fee: 5% or $10* minimum
Other
Additional Info:
- N / A
One-time Setup Fee: None
Foreign Transaction Fee: 2%*
Grace Period: 25 days
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