Credit Cards » Iberia Bank » IBERIABANK Visa® Classic Card

IBERIABANK Visa® Classic Card

- No annual membership fee

- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).

- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

- Online access to credit card account information

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* See the online IBERIABANK Visa® Classic Card for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

General

Annual Fee: None

Credit Quality: Excellent Credit

Purchases

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 7.25%, 10.25%, or 13.25%

Transfers

Balance Transfer: Yes

Intro APR: 6 billing cycles on balance transfers

Intro APR Period: 1.99% for 6 billing cycles on balance transfers

Regular APR: 7.25%, 10.25%, or 13.25%

Transfer Fee: 2%

Rewards

Reward Type: N/A

Reward Bonus: N/A

Reward Details:

- N/A

Penalties

Max Late Fee: $35

Max Over Limit Fee: N/A

Penalty APR: N/A

Cash

Cash APR: 12.75%, 16.25%, or 19.25%

Cash Advance Fee: 5% or $5 minimum, $100 maximum

Other

Additional Info:

- N/A

One-time Setup Fee: None

Foreign Transaction Fee: 2%

Grace Period: 25 days

Related Credit Card Categories:

IBERIABANK Visa® Classic Card belongs to the following credit card categories:

I am a

General Consumer

Business Owner

College Student

I want

0% on Purchases

0% on Balance Transfers

Cash Back

Miles & Gas Rewards

Bonus Points

My credit rating is