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Current Interest Rates

Update: 02-04-2012
12.65% National Average
12.88% Low Interest
23.00% Reward
12.99% Student
12.99% Bad Credit
17.33% Business
14.49% Cash Back
14.49% Instant Approval

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Credit Cards » Iberia Bank » IBERIABANK Visa® Gold Card

IBERIABANK Visa® Gold Card

- No annual membership fee

- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime plus 6.00%, Prime plus 9.00%, or Prime plus 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).

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* See the online IBERIABANK Visa® Gold Card for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

General

Annual Fee: None

Credit Quality: Excellent Credit

Purchases

Intro APR: N/A

Intro APR Period: N/A

Regular APR: 9.25%, 12.25%, or 15.25%

Transfers

Balance Transfer: Yes

Intro APR: 1.99%

Intro APR Period: 6 billing cycles

Regular APR: 9.25%, 12.25%, or 15.25%

Transfer Fee: 2%

Rewards

Reward Type: N/A

Reward Bonus: N/A

Reward Details:

- N/A

Penalties

Max Late Fee: up to $35*

Over the Credit Limit Fee: N/A

Variable Penalty APR: N/A

Cash

Cash APR: 14.75%, 18.25, or 21.25%*

Cash Advance Fee: 5% or $5 minimum, $100 maximum

Other

Additional Info:

- N/A

One-time Setup Fee: None

Foreign Transaction Fee: 2%

Grace Period: 25 days

Similar Credit Cards That Customers Show an Interest In:

IBERIABANK Visa® Platinum Card

IBERIABANK Visa® Select Card

IBERIABANK Visa® Classic Card

All Iberia Bank Credit Cards

Related Credit Card Categories:

IBERIABANK Visa® Gold Card belongs to the following credit card categories:

I am a

General Consumer

Business Owner

College Student

I want

0% on Purchases

0% on Balance Transfers

Cash Back

Miles & Gas Rewards

Bonus Points