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News and Advice
Current Interest Rates
- Update: 09-05-2010
- 12.72% National Average
- 12.88% Low Interest
- 12.99% Student
- 14.49% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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IBERIABANK Visa® Platinum Card
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, travel, gift or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low, variable rate APR
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day grace period
- Online access to credit card account information
Tell your friendGeneral
Annual Fee: None
Credit Quality: Excellent Credit
Purchases
Intro APR: N/A
Intro APR Period: N/A
Regular APR: 9.25%, 12.25%, or 15.25%
Transfers
Balance Transfer: Yes
Intro APR: 1.99% for 6 Billing Periods
Intro APR Period: 1.99% for 6 billing cycles on balance transfers
Regular APR: 9.25%, 12.25%, or 15.25%
Transfer Fee: 2%
Rewards
Reward Type: N/A
Reward Bonus: N/A
Reward Details:
- N/A
Penalties
Max Late Fee: up to $35*
Max Over Limit Fee: N/A
Penalty APR: N/A
Cash
Cash APR: 14.75%, 18.25, or 21.25%*
Cash Advance Fee: 5% or $5 minimum, $100 maximum
Other
Additional Info:
- N/A
One-time Setup Fee: None
Foreign Transaction Fee: 2%
Grace Period: 25 days
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