Credit Cards » Iberia Bank » IBERIABANK Visa® Select Card

IBERIABANK Visa® Select Card

- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.

- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.

- Online access to credit card account information

- Low Annual Fee of $35.00

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* See the online IBERIABANK Visa® Select Card for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms & conditions on the credit card issuer's website.

General

Annual Fee: $35

Credit Quality: Excellent Credit

Purchases

Intro APR: 0% or 7.50%

Intro APR Period: 12 months on purchases

Regular APR: 7.50%, 9.50%, or 11.50%*

Transfers

Balance Transfer: Yes

Intro APR: 1.99%

Intro APR Period: 12 billing cycles

Regular APR: 7.50%, 9.50%, or 11.50%*

Transfer Fee: 3% of the transfer amount

Rewards

Reward Type: N/A

Reward Bonus: N/A

Reward Details:

- N/A

Penalties

Max Late Fee: $35

Over the Credit Limit Fee: N/A

Variable Penalty APR: N/A

Cash

Cash APR: 12.75%, 14.75%, or 16.75%*

Cash Advance Fee: 5% or $5 minimum, $100 maximum

Other

Additional Info:

- Additional Card Fee: $5 per occurrence

One-time Setup Fee: None

Foreign Transaction Fee: 3% of the transfer amount

Grace Period: 25 days

Related Credit Card Categories:

IBERIABANK Visa® Select Card belongs to the following credit card categories:

I am a

General Consumer

Business Owner

College Student

I want

0% on Purchases

0% on Balance Transfers

Cash Back

Miles & Gas Rewards

Bonus Points

My credit rating is