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News and Advice
Current Interest Rates
- Update: 09-05-2010
- 12.72% National Average
- 12.88% Low Interest
- 12.99% Student
- 14.49% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Miles by Discover® Card-
- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months than the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
Tell your friendGeneral
Annual Fee: $0*
Credit Quality: Good Credit
Purchases
Intro APR: 0%*
Intro APR Period: 6 months*
Regular APR: 10.99%(V)
Transfers
Balance Transfer: Yes
Intro APR: 0%*
Intro APR Period: 6 months*
Regular APR: 10.99% - 16.99% (Variable)*
Transfer Fee: 3%*
Rewards
Reward Type: Miles - Any Airline
Reward Bonus: 12,000 Bouns Miles
Reward Details:
- REWARDS: Earn Miles on all purchases. Earn 2 Miles for each dollar you spend on your first $3,000 in combined travel and restaurant purchases each year. In addition, earn 1 Mile for each dollar you spend on all other purchases, including combined annual travel and restaurant purchases in excess of $3,000...
Penalties
Max Late Fee: $39*
Max Over Limit Fee: N / A
Penalty APR: Between up to 15.99%*(Variable) and up to 21.99%*(Variable) based on your creditworthiness and other factors.
Cash
Cash APR: 23.99%* (Variable)
Cash Advance Fee: 5% or $10* minimum
Other
Additional Info:
- N / A
One-time Setup Fee: None
Foreign Transaction Fee: 2%*
Grace Period: 25 days
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