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News and Advice
Current Interest Rates
- Update: 05-22-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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Public Savings Bank OPEN SKY Secured Visa Credit Card
- Build credit history - we report to all 3 major credit bureaus
- No credit check for approval
- Prime plus 6.5% variable APR - Not an introductory rate
- No checking account required
- No upfront or monthly fees. Just a flat $50 annual fee
- Four ways to fund your security deposit
- Lifetime credit lines up to $5,000
- Build credit history
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General
Annual Fee: $50, charged to the card
Credit Quality: N / A
Purchases
Intro APR: 0.0%
Intro APR Period: 6 months
Regular APR: N/A
Transfers
Balance Transfer: N/A
Intro APR: N/A
Intro APR Period: N/A
Regular APR: N/A
Transfer Fee: N/A
Rewards
Reward Type: N/A
Reward Bonus: N/A
Reward Details:
- N/A
Penalties
Max Late Fee: $25
Over the Credit Limit Fee: $25
Variable Penalty APR: N/A
Cash
Cash APR: N/A
Cash Advance Fee: N/A
Other
Additional Info:
- N/A
One-time Setup Fee: $79
Foreign Transaction Fee: N/A
Grace Period: 25 days
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