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News and Advice
Current Interest Rates
- Update: 02-10-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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TrueEarnings® Card from Costco and American Express
- No annual fee for Costco members
- 0% intro APR on purchases for six months
- Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
- Rated 4.5 out of 5 stars in Overall Satisfaction Rating, based on feedback from current TrueEarnings&174; Cardmembers from Costco and American Express
Tell your friendGeneral
Annual Fee: No annual fee for this credit card with your paid Costco Membership
Credit Quality: N / A
Purchases
Intro APR: 0.0%
Intro APR Period: 0% on Purchases for 6 months
Regular APR: 15.24% variable
Transfers
Balance Transfer: Yes
Intro APR: 15.24% on balance transfers requested within 30 days
Intro APR Period: N / A
Regular APR: 15.24%
Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
Rewards
Reward Type: N / A
Reward Bonus: N / A
Reward Details:
- N / A
Penalties
Max Late Fee: N / A
Over the Credit Limit Fee: N / A
Variable Penalty APR: N / A
Cash
Cash APR: $39.00
Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
Other
Additional Info:
- N / A
One-time Setup Fee: N / A
Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
Grace Period: 25 days
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