Excellent Credit
Credit cards for people with excellent credit scores.
Excellent credit is a wonderful status available to anyone who borrows cautiously and repays fervently. Excellent credit as measured by a FICO score is usually that which scores 750 or above. Factors that contribute to excellent credit are how long you have had credit, how regularly you pay your bills, the amount of debt you have, the ratio of your balances to your limits in various accounts, and any other matters that may have been reported about your borrowing behavior. Excellent credit is something to be protected. It will allow you the lowest interest rates and the easiest application process going forward.
* See the online Excellent Credit for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
- Portion of your purchase goes to breast cancer awareness and detection
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $9.95* monthly | N / A | N / A | N / A | N / A | N / A |
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit- Get paid up to 2 days faster, don’t stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | N / A | N / A | N / A | N / A | N / A |
- Receive 10,000 Starpoints after your first purchase- enough for a free night at a Category 4 Hotel like the Westin St. Francis in San Francisco or the Le Meridien Cambridge
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines, all with no blackout dates.
- NEW: Stay 2 nights and get the 3rd night free at participating Sheraton® hotels and resorts worldwide.
- No annual fee for the first year, then $65 each year thereafter.
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $0 for the first year, then $65. | 2.9%* | First 6 months* | 15.24%* | N / A | N / A |
- 0% intro APR on balance transfers for 24 months, then the Regular APR of 11.99% - 20.99% (V)
- 0% intro APR on purchases for 6 months, then the Regular APR of 11.99% - 20.99% (V)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| 0 | 0%* | 6 months* | 11.99% to 20.99% | Yes | Excellent Credit |
- You're the boss. Choose your intro APRs and duration for purchases.
- Choose your card design.
- Start building your card with our interactive tool today.
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None* | N / A | N / A | N / A | N / A | N / A |
- 0% Intro APR on Balance Transfers for 18 months and 0% Intro APR on Purchases for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 1% cash back on purchases
- 5% cash back on healthcare, drugstore and fitness purchases from 1/1/11 to 3/31/11. Earn bonus cash back on rotating categories each quarter. Enrollment required.
- 5% cash back on home improvement, home furnishing, and home & garden stores from 4/1/11 through 6/30/11.
- Full 1% cash back on eligible purchases and cash advances.
- No annual fee*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | 0 | 15 months* | 12.99%-20.99%* (Variable) | Yes | N / A |
- Earn 30,000 Hilton HHonors Bonus Points after spending $600 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spend at participating hotels within the Hilton Worldwide portfolio*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No Annual Fee.*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| 0 | 14.24* (Variable) | N / A | 14.24* (Variable) | N / A | Excellent Credit* |
- 24-hour concierge catering to all of your entertainment, travel, business, and lifestyle needs
- Access to over 600 airport lounges worldwide
- Redeem points for airfare on any airline with no blackouts or restrictions beginning at only 25,000 points for a ticket worth up to $500
- Redeem points for 1% cash back
- Zero liability provides complete protection against unauthorized purchases
- Made with carbon, creating a more unique and durable card
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $495.00* | 0%* | N / A | 14.99%* | Yes* | Excellent Credit* |
- Get $50 Cashback Bonus when you make $250 in purchases within 3 months
- 0% intro APR on balance transfers for 12 months, then the Regular APR of 11.99% - 20.99% (V)
- 0% intro APR on purchases for 6 months, then the Regular APR of 11.99% - 20.99% (V)
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0%* | 6 months* | 11.99% - 20.99% (V)* | Yes | Excellent |
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News and Advice
Current Interest Rates
- Update: 05-22-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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