Fair Credit
Credit cards for people with fair credit ratings.
Fair credit…what is it? It's a credit score that is nether great nor terrible. Just smack dab in the middle, unremarkable. These days, a fair credit score and about $3.00 will get you a fancy cup of coffee. There is not much you can do about a fair credit score but begin acting responsibly and stay that way for a quite a long time, usually years and years. Your fair credit rating means you disappointed a lot of lenders, or perhaps perpetrated one big disappointment on one big lender. Regardless, you must keep your chin up, behave responsible, make financial and other amends as possible, and gradually the "fair" credit score you now have will become a little more fair, until it is actualy approaching good! We at TaoCredit.Com love to see things improve in our customers' finances, and seeing your score go from fair (if it is, indeed, fair at present) and up into good territory. It's not beyond reach to hit excellent, by the way. Just be slow and seedy.
* See the online Fair Credit for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
- $0 Fraud Liability
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0%* | 9 Months* | 13.99%-20.99%(Variable)* | N/A | Fair Credit |
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
- Online Checking - Electronic or paper checks
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $47.40 | N/A | N/A | N/A | N/A | N / A |
- Provide your employees with a reloadable prepaid card for business expenses.
- Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | N / A | N / A | N / A | N / A | N / A |
- Variable Purchase and Balance Transfer APR: 7.90% - 19.90%*
- Processing Fee: $0 - $39, based on creditworthiness
- Annual Fee: $0-$60 the first year: $35-$79 per year thereafter, based on creditworthiness
- Late Fee: Up to $35
- Over the Credit Limit Fee: Up to $25
- Default APR must now be listed as Penalty APR
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $0 - $59 the first year, and $35 - $59 per year thereafter, based on creditworthiness | N/A | N/A | 7.90% - 28.90% | Yes | Fair Credit |
- Variable Purchase and Balance Transfer APR: 7.90% - 19.90%*
- Processing Fee: $0 - $39, based on creditworthiness
- Annual Fee: $0-$60 the first year: $35-$79 per year thereafter, based on creditworthiness
- Late Fee: Up to $35
- Over the Credit Limit Fee: Up to $25
- Default APR must now be listed as Penalty APR
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $0 - $59 the first year, and $35 - $59 per year thereafter, based on creditworthiness | N/A | N/A | 7.90% - 28.90% | Yes | Bad credit |
- Build credit history - we report to all 3 major credit bureaus
- No credit check for approval
- Prime plus 6.5% variable APR - Not an introductory rate
- No checking account required
- No upfront or monthly fees. Just a flat $50 annual fee
- Four ways to fund your security deposit
- Lifetime credit lines up to $5,000
- Build credit history
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $50, charged to the card | 0.0% | 6 months | N/A | N/A | N / A |
- $0 Monthly Fee*
- Free Credit Score & Credit Builder
- Free Online Bill Payment & Check Writing
- Free Direct Deposit
- No Overdraft Fees or Balance Minimums
- 100% Guaranteed Approval - No Credit Checks*
- Reloadable up to $10,000 Max Balance
- *See Program Rules
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | N / A | N / A | N / A | N / A | N / A |
- Portion of your purchase goes to breast cancer awareness and detection
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $9.95* monthly | N / A | N / A | N / A | N / A | N / A |
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit- Get paid up to 2 days faster, don’t stand in line or pay check cashing fees*
- Free Anytime Alerts™ - Get your balance and transactions via text or email
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| N / A | N / A | N / A | N / A | N / A | N / A |
- 0% Intro APR on purchases for 9 months.
- 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
- Up to 1% unlimited Cashback Bonus on everything else you buy.
- No Annual Fee
- $0 Fraud Liability
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| None | 0%* | 9 Months* | 13.99%-20.99%(Variable)* | N/A | Fair |
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Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
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