Account Number

Acquiring Financial ...

Additional Cardholder

Adjusted Balance

Affinity Card

Algorithm

Alternative Methods

Annual Fee

Annual Percentage Rate

Application

Application Fee

Approval Response

Arbitrage

Arbitration

Association

ATM (Automated Teller Machine)

Authentication

Authorization

Authorization Code

Authorization Date

Authorization Only

Authorized Amount

Authorized Transaction

Authorized User

Automatic Payment

Available Credit

Average Daily Balance

 

Bad Credit

Balance

Balance Transfer

Balance Transfer Fee

Balance-to-limit ratio

Bank

Bank Account

Bank Card

Bank Holding Company

Bank Identification Number

Bankruptcy

Basis Points

Batching

Billing Statement

Billing Cycle

Blocks

Breakage

Business card

 

Card present transactions

Cash Advance Fee

Carbon-Paper Packets

Card Issuer

Card Member

Card Member Agreement

Card Reader

Carder

Carding

Carding Forums

Cash Advance

Cash Advance Check

Cash Advance Rate

Cash Back

Cash Card

Cashing

Chapter 11 Bankruptcy

Chapter 13 Bankruptcy

Chapter 7 Bankruptcy

Charge Card

Charge-Back

Charge-back Period

Charge-off

Charge-off Rate

Chip and PIN Card

Consumer Credit File

Clearing

Cloning

Closed Loop

Co-branded Card

Co-signer

COB Fraud

Commercial Card

Community Property

Concierge Service

Convenience Check

Corporate Cards

Cramdown

Credit Bureau

Credit Bureau Risk Score

Credit Card

Credit Card Accountability ...

A Credit Card Number

Credit Freeze

Credit Histories

Credit Inquiry

Credit Life Insurance

Credit Limit

Credit Line

Credit Monitoring Service

Credit Obligation

Credit Rating

Credit Report

Credit Reporting Agency (CRA)

Credit Score

Credit Union

Credit Ratio

Currency Conversion Fee

CVV

 

Data breach

DD (Regulation DD)

Deadbeat

Debit

Debit card

Debt

Debt consolidation

Debt Management Plan (DMP)

Debt-to-income ratio

Debt-to-limit ratio

Debtor

Default

Default APR

Deferred interest

Deleveraging

Delinquent account

Direct mail

Discover card

Distributor

Dormant account

Double-cycle billing

Drop

Due date

Dump

 

Electronic Funds Transfer ...

Emancipated Minor

Embossed

Encription

Equal Credit Opportunity ...

Equitable Division

Expired Card

Fair Credit Billing Act

 

Fair Credit Reporting Act

Fair Lsaac

Federal Deposit Insurance ...

Federal Funds Rate

Federal Reserve Board

FICO Score

Finance Charge

Fixed Rate

Fleet Cards

Float

Floor

Floor Limit

Forbearance

Foreign Transaction Fee

Fraud Alert

Fraudulent Transaction

Fraudulent User

Fulls

Funding

 

Gift Card

Go-to rate

Grace Period

 

Hard inquiry

Hard Pull

Hold

 

Identity theft

In-house

Inactive account

Inactivity fee

Index

Inquiry

Interchange fee

Interest rate cap

Introductory period

Introductory rate (or intro ...

Issuer

Issuer identification ...

 

Joint account

Joint credit

 

Key

Knuckle-buster

 

Late payment fee

LIBOR

Line of credit

Linked transfer account

Loyalty programs

 

Magnetic stripe

Mail/phone order merchant

Mail/phone order transaction

Man in the middle fraud

Mandatory binding arbitration

Margin

MasterCard

MasterCard acquirer

MasterCard card

MasterCard issuer

MCC (merchant category codes)

Medical identity theft

Merchant

Merchant agreement

Merchant bank

Merchant category code (MCC)

Minimum finance charge

Minimum payment

Monthly periodic rate

Mutual savings bank

 

National bank

National issuers

Near Field Communication

Negative information

Negative option deals

New balance

NFC

Nondischargeable debt

Office of the Comptroller ...

Office of Thrift Supervision

 

Online bill presentment and ...

Online financial transaction

Open loop

Opt out

Over-limit

Over-limit fee

Overdraft protection

 

Password

pay to pay

Payment due date

Payments network

Payroll card

Penalty rate

Per transaction fees

Phishing

Piggybacking

PIN (personal ...

PIN cashing

Plain vanilla

Plastic (card)

Point of sale (POS)

Post date

Posting

Pre-approved

Prepaid cards

Primary account holder

Primary account number (PAN)

Prime borrower

Prime credit

Prime rate (or prime ...

Private label credit card

Processing date

Processor

Program manager

Purchase rate

 

Qualifying ratio

 

Radio frequency identification

Rate tart

Receipt

Recurring billing

Redlining

Reference number

Refund

Regulation DD

Regulation X

Regulation Z

Reloadable card

Residual interest

Retail merchant

Revolver

Revolving line of credit

Reward card

RFID

Roll rate

 

Sales draft

Savings and loan association

Savings bank

Schumer Box

Secured credit cards

Security code

Service charge

Settlement

Settlement bank

Setup fee

Short Message Service

Signature strip

Skimming

Smart card

SMS

Soft inquiry

Soft pull

Spoilage

Standard APR

Standard floor limit

State bank

Statement

Stoozing

Stored-value card

Subprime credit

Subprime credit card

 

Tabling

Teaser rate

Terms and conditions

Thin file

Thrift

Tiered rewards

Time-barred debt

Total finance charge

Tranche

Transaction

Transaction identifier

Transactor

Truncation

Truth in Lending Act

Truth in Savings Act

Two-cycle billing

Universal default

 

Unsecured credit cards

User authentication

Usury

Utilization ratio

 

Validation code

VantageScore

Variable interest rate

VISA

Visa card

Visa issuer

Visa merchant

Voice authorization

Void

Void transaction

 

Wage garnishment

Wall Street Journal prime rate

 

X (Regulation X)

 

Yield on earning assets

 

Z (regulation)

Z score

Zero balance

Zombie debt

Zero liability policy

Zip-zap machine