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Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
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Glossary and terms about credit cardsHome » Credit Card Glossary
Annual Percentage Rate
Annual percentage rate is an expression of the effective rate of interest that will have to be paid on a loan. It is taken as a percentage and calculated as a yearly rate.
The APR, which is usually higher than the nominal, or named, rate you're quoted for a loan, includes most of a loan's up-front fees as well as the annual interest rate.