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Glossary and terms about credit cardsHome » Credit Card Glossary
ATM (Automated Teller Machine)
An electromechanical device that permits authorised users, typically using machine-readable plastic cards, to withdraw cash from their accounts and/or access other services.Today bank ATMs do much more than dispense cash in preset increments. Some ATM machines cash checks to the penny, accept envelope-free deposits, and print monthly statements for mortgage, brokerage, or regular banking accounts. Some U.S. banks have programmed their machines to offer ATM customers access to all of the banking services available on the bank's Internet Web site, effectively duplicating the bank's Web site on the ATM display screen.