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Glossary and terms about credit cardsHome » Credit Card Glossary
Bank Holding Company
A company that does not directly engage in banking but owns banks and other subsidiaries involved in non-banking activities, such as mortgage lending, consumer and credit card operations.
Bank holding companies are regulated by the Federal Reserve Board. The board is responsible for regulating and supervising bank holding companies, even if the bank owned by the holding company is regulated by another state or federal agency.