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Glossary and terms about credit cardsHome » Credit Card Glossary
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a bankruptcy available for consumers and businesses that allows creditors to be repaid through liquidation of certain property. If there is no property, creditors are not paid and the debts are discharged.While this legal procedure allows debt to be discharged, it is ruinous to credit records, meaning that future loans will be very expensive, if they can be found at all.