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Glossary and terms about credit cardsHome » Credit Card Glossary
Charge Card
A charge card is a credit card without a credit limit. On a charge card, the balance must be paid in full at the end of each month. Charge cards typically do not have a finance charge or minimum payment since the balance is to be paid in full. Some charge cards don't have a preset spending limit, giving you the flexibility to charge as much as you want as long as you repay the balance by the due date. Charge cards typically have more qualification requirements including a high credit score and income level.