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Glossary and terms about credit cardsHome » Credit Card Glossary
Credit Inquiry
A credit inquiry an entry on a credit report that shows a business has requested a copy of the report. "Hard" credit inquiries happen when a business checks your credit report because you've made an application for credit. On the other hand, "soft" credit inquiries are made by businesses that you already have a relationship with, business who want to advertise products or services to you, and your own credit report inquiries.