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Glossary and terms about credit cardsHome » Credit Card Glossary
Forbearance
Forbearance programs are established by credit card companies to give temporary relief to overstretched cardholders. They can take several forms, among them: postponing payments for six months to a year or even longer; lowering minimum payment monthly payments; reducing interest rates; eliminating some fees. Forbearance is not forgiveness -- consumers still must repay the credit card debt.