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Glossary and terms about credit cardsHome » Credit Card Glossary
Roll rate
In the credit card industry, the "roll rate" is the rate at which 30-day delinquencies "roll" to become 60-day and then 90+ day delinquencies. For example, industry figures show that about one in five people who are 30 days become 60 days late, for a roll rate of 20 percent.