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Glossary and terms about credit cardsHome » Credit Card Glossary
Schumer Box
The Schumer box is a summary of the costs of a credit card. It is named after Charles Schumer – the New York Congressman responsible for the legislation which requires that terms of credit cards be clearly outlined in any promotional material. The law was enacted in 1988 but took effect in 2000 in the United States. Similar legislation was enacted in the United Kingdom and took effect in March 2004. Credit card companies are required to list long-term rates in at least 18-point type and other key disclosures in 12-point type.