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Glossary and terms about credit cardsHome » Credit Card Glossary
Stoozing
Stoozing, also called arbitrage, is the practice of taking a free or low interest loan from a credit card company, depositing it in a high-yield savings account, making the minimum payments on the card and pocketing the difference. Consumers who practice stoozing make money on the interest rate spread between money received and money paid -- just like a bank.