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Glossary and terms about credit cardsHome » Credit Card Glossary
Subprime credit
A person with subprime credit has a credit record that is too weak to be offered good or excellent terms by someone extending credit. Someone with subprime credit gets worse deals offered than someone with good (prime) credit -- if any at all. There is no one exact score that divides prime credit and subprime credit consumers; it depends on the product and each creditor sets its own rules.