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Glossary and terms about credit cardsHome » Credit Card Glossary
Thrift
A thrift is a financial institution whose main purpose is to take in deposits and fund mortgages, as famously depicted in the 1946 movie "It's a Wonderful Life." However, thrifts may also issue credit cards. Thrifts, also known as savings and loan associations, are regulated by the Office of Thrift Supervision, a division of the U.S. Treasury.