Search by Type Of Card
- Low Interest Credit Cards
- 0% Intro APR Cards
- Balance Transfer Cards
- Instant Approval Cards
- Reward Credit Cards
- Cash Back Credit Cards
- Airline Credit Cards
- Business Credit Cards
- Student Credit Cards
- Prepaid & Debit Cards
- Credit Card Specials
- Secured Card
- Guaranteed Approval Cards
- Catalog Cards
- Gas Rebate
- List All Cards
Search by Credit Quality
Search by Bank or Issuer
- Chase
- Capital One
- American Express
- Citi Credit Cards
- Discover
- First Premier Bank
- HSBC Bank
- Applied Bank
- New Millennium Bank
- Iberia Bank
- MetaBank
- Barclays Bank Delaware
- Simmons First
- Vision Prepaid
- Horizon Bank
- Columbus Bank & Trust Company
- Other Issuers
News and Advice
Current Interest Rates
- Update: 05-23-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
- 14.49% Instant Approval
Follow Us On
Facebook
Twitter
RSS Feed
Glossary and terms about credit cardsHome » Credit Card Glossary
User authentication
User authentication is the process of validating a credit card user's identity or authorized user status. User authentication is an important part of a merchant's duties in accepting credit card, although in practice, authentication has in recent years become often cursory or nonexistent.