Secured Card
Secured credit card may be the best choice for people who have poor credit or bad credit to re-establishing or establishing solid credit worthiness. A secured card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $1000 in the account; you can charge up to $1000. You may be able to add to the deposit to add more credit, or sometimes a bank will reward you for good payment and add to your credit line without requesting additional deposits.
* See the online Secured Card for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- Choose Your Credit Limit - From $500 up to $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| See Terms* | 0% | N / A | 0% | N / A | Poor Credit |
- 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- Choose Your Credit Limit - From $200 up to $5,000
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $50 (First year only), $119.40 there after and see terms | N / A | N / A | 12.99% | N / A | Poor Credit |
- Build credit history - we report to all 3 major credit bureaus
- No credit check for approval
- Prime plus 6.5% variable APR - Not an introductory rate
- No checking account required
- No upfront or monthly fees. Just a flat $50 annual fee
- Four ways to fund your security deposit
- Lifetime credit lines up to $5,000
- Build credit history
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $50, charged to the card | 0.0% | 6 months | N/A | N/A | N / A |
- Click "APPLY HERE" to apply online or call 866-927-5828
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- Your refundable security deposit can get you a line up to $3000
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide
| Annual Fee | Intro APR | Intro APR Period | Regular APR | Balance Transfer | Credit Quality |
| $24.00* | N/A | N / A | 19.80% (V)* | Yes* | Bad Credit* |
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Current Interest Rates
- Update: 02-04-2012
- 12.65% National Average
- 12.88% Low Interest
- 23.00% Reward
- 12.99% Student
- 12.99% Bad Credit
- 17.33% Business
- 14.49% Cash Back
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